When you use me to find you the very best mortgage, and negotiate on your behalf, there is no cost to you. The lender pays me a fee for finding and bringing them the business. Remember it saves them from the cost of additional employees in wages, vacations, training cost, office space and benefits. So, there is no cost to you, and I only earn a fee if I arrange the mortgage for you. The Fee is the same regardless of what lender I choose and it is not built into the rate.

 I work with Canada’s leading Financial Institutions including Banks, Trust Companies, and Credit Unions. They include Scotia, Toronto Dominion, RBC, National Bank, CIBC, ING, and many others. This allows me access to different mortgage options, and gives me the opportunity to find you the very best mortgage for your needs.

My company, Dominion Lending Centres, sends these lenders more than 8 billion dollars in mortgage volume annually, so these lenders provide us with exceptional rates, fast turnaround times and flexibility with approvals.

 Some of our lenders specialize in providing mortgages for clients who are self employed, contract employees, have seasonal income, have trouble proving income, or lack some of the standard documentation. We have seen all situations and are experienced in getting the unconventional mortgages approved.

I am a fully licensed mortgage professional and am governed by The Financial Service Commission of Ontario. I hold both an AMP designation (Accredited Mortgage Professional) and Residential Mortgage Specialist designation. These are seen as the gold standard in the mortgage industry. Only 5% of Mortgage Professionals nation wide hold both designations.

I also have a dedicated team ready to serve no matter what your schedule looks like! We don’t have banker’s hours; we work with you to make your mortgage experience as smooth as possible. My team includes a full time mortgage assistant with a legal background, to help you get your documents ready for the lenders. It also includes an operations support member to handle all of your customer service needs.

I am confident I can provide you with timely, expert advice and a stress free experience.